Frequently Asked Questions


What is is a cloud-based platform matching business owners with transparent, trustworthy and low-cost financing. The proprietary platform provides the nation’s first and only way to access all of the over 14,000 low-cost community lending institutions in the U.S. so that you can find the financing that’s the right fit for your business; it also simplifies and speeds up the small business loan application process. is successfully assisting entrepreneurs and small businesses in all 50 states and helping them secure low-cost financing. With the support of our university and foundation partners, we are very pleased to provide a low-cost alternative to predatory online lenders and support financial inclusion for ALL entrepreneurs. Learn more about us here.

What makes different? is an Information Technology platform matching business owners with financing.

  • We only match with high-quality, traditional lenders: community banks, credit unions and community development financial institutions. We do not affiliate with predatory online lenders and lenders do not pay us incentives to join our network.

  • Our unprecedented Responsible Finance Network™ includes all of the 14,000+ community lenders in all 50 states.

  • Our proprietary matchmaking software matches you with the right financing for your unique business, so that you know the best matches before you begin to apply.

  • Our Common Application and personal support from our Funding Advocates save you from wasting hours filling out applications.

  • is a socially responsible initiative committed to financial inclusion backed by university & foundation partners to level the playing field for ALL entrepreneurs.

Who created was launched nationally by the Global Social Enterprise Institute (GSEI) in collaboration with university and foundation partners, which was featured in 2015 as “What’s Working: Small Business” by Huffington Post and Goldman Sachs 10,000 Small Business Initiative.’s national expansion was planned in the Ashoka U Commons accelerator, was selected as a 2016 Clinton Foundation-sponsored economic impact initiative known as a “Commitment to Action,” was featured for socially responsible “FinTech Innovation” in the Business & Management Review, and was highlighted at the Obama White House for economic and community impact.

From 2014-2016 was housed by the Center of Excellence for Global Engagement & Impact, Le Moyne College (Syracuse, New York) - with the platform’s founder serving as the College’s inaugural social entrepreneur in residence - and launched with the “instrumental” support of Syracuse University’s #1 ranked S.I. Newhouse School of Public Communications, the prestigious Maxwell School of Citizenship & Public Affairs, and the Martin J. Whitman School of Management. In 2016, opened its national headquarters in New York City with a field office located at the Medgar Evers College School of Business, part of the City University of New York (Brooklyn, New York).

How can I contact

Create a free Funding Profile and a Funding Advocate will contact you, or email with questions or feedback.

Where can I read the customer agreements?

Review our Terms of Use, Privacy Policy and E-Sign Agreement.

Where are you located?

Our headquarters are located in New York, New York.

How do I use the platform?

1. Create a free Funding Profile. One of our Funding Advocates will contact you to personally guide you through our matchmaking and universal application process.
2. Our matchmaking software searches our proprietary database of over 14,000 lenders in our nationwide Responsible Finance Network™ to find the best matches for your business.
3. Our Funding Advocates will share results and guide you in completing and submitting a financing application to a community lender that you select, quickly and efficiently.

Who is eligible for funding through serves entrepreneurs and business owners throughout the United States.

How much funding can you connect me with?

Although is not a direct lender, we have a network of over 14,000 community banks, credit unions and community development financial institutions that provide various forms of financing to fit your needs. We help connect business owners with financing of $50,000 and up. For funding of less than $50,000, we have a number of micro-lenders in our network. Whether you need a line of credit or a term loan, connects you with the lender matching your needs.

Who provides funding? is an InfoTech service that connects you with trustworthy community lenders - community banks, credit unions and community development financial institutions (CDFIs) - to find the best financing options for your business. Learn about our Responsible Finance Network™ here.
We provide the first transparent alternative to predatory online small business lenders who often provide misleading information, offer access only to their prefered lenders who pay incentives while falsely claiming to be a “marketplace” of lenders, and charge high interest rates and hidden fees.

Will you check my credit?

No, we will not check your credit. We ask you to self-report your credit score on our universal application in order to connect you with the best financing matching your circumstances. If you decide to apply for a loan, our Funding Advocate team will connect you with the lender and help you submit your application. After submitting the application to the lender, you will work directly with the lender.

Can I reapply if I’m declined for financing (or have been declined previously)?

Yes, absolutely. Pursuing financing for your business is a process. Your personal Funding Advocate will help you pursue and apply for multiple opportunities easily with our universal application.

What fees are charged for taking a loan? doesn’t charge a fee for small businesses to create a free Funding Profile and to find out if they have funding matches, thanks to the generous support of our university and foundation partners. If a business decides to proceed with a formal application and receives funding, will only collect a “Pay for Success” fee - please see our Terms of Use.

How secure is my information?

We take security very seriously. For more information, please review our Privacy Policy in detail. We will never sell information to third parties. We use your data only to serve you.